Discretionary management
 Active and long-term management
 Continuous monitoring
 Managed with Carnegie’s collective expertise

In discretionary management, Private Banking takes responsibility for daily management and the recurring decisions that must be taken for management to achieve the established goals. You can easily follow how management is progressing through regular reports, the Internet service Carnegie Pulse and in contacts with your advisor. Management is characterised by a long-term perspective, but is continuously monitored by very experienced managers who are able to act quickly when major market events occur. This gives you a significant advantage, compared with share trading on your own, and frees up time for other activities.

Advisory management
 You receive qualified advice
 All of our analyses are available on Carnegie Pulse
 We also provide advice regarding external products

If you want to be active yourself and take your own investment decisions, advisory management is the right service for you. You will have access to dedicated advisors and stock brokers who are your informed discussion partners. Through the Internet service Carnegie Pulse, you will have access to all of Carnegie’s analyses, which on several occasions have been ranked as Sweden’s best. The Internet service’s subscription products allow you to receive the analysis at the same time as it is sent to our institutional customers. To expand the basis for your decisions, we also take in analyses from external parties and compile a list of external funds that our strategists have chosen following a comprehensive selection process.

Stock brokerage
 Ongoing dialogue with your broker, although you make the decisions
 Access to expert technical and fundamental analysis
 We are one of the largest players on the Stockholm exchange

If you are interested in active share trading, we have a comprehensive service to offer. You will have access to a dedicated broker who is your informed discussion partner. The broker contact is supplemented in part by the Carnegie Pulse Internet service through which you may access all of Carnegie’s analyses from the moment they are released to our institutional clients, and in part via lunch meetings with analysts and company executives. Our analyses have been ranked as the best in Sweden on several occasions. Several times a week, Private Banking prepares business proposals with a shorter time perspective than the analysts’ recommendations. Fundamental analyses are supplemented by qualitative technical analyses of both markets and individual shares. When transactions are executed, it is an advantage to be a client of one of the Stockholm exchange’s largest players. There are excellent opportunities to obtain attractive prices and fast completions.

Legal services
 Tax law expertise
 Family law expertise
 Tax return service

We offer the legal services that you need within both tax and family law and naturally with the highest quality. Most expertise is available in-house, but if it should be insufficient, we have an extensive network to consult. We can relieve you of the task of preparing tax returns and can also assist with administration in conjunction with establishing and managing foundations.
Private Banking’s tax experts have broad and in-depth knowledge of international company solutions, 3:12 companies, endowment insurance, immigration and emigration to and from Sweden, property sales and generation changes.

Within family law, our senior jurists can assist with wills, prenuptial agreements, gifts and generation changes.

Foundation management
 More than 100 years in the service of foundations
 Unique services with long-term management
 A total undertaking

Carnegie’s history is intimately associated with the foundation concept. The founder David Carnegie Sr. turned the business over to his son David Carnegie Jr. and Oscar Ekman, who were both great philanthropists and donated significant funds to charitable causes through foundations that were managed and administered by the stock brokerage that would subsequently reinstate the Carnegie company name.

Foundation management within Carnegie provides custom solutions that take into consideration the regulations and prerequisites that apply for each foundation. We will provide the asset management that corresponds to the foundation's wishes and requirements. Management is characterised by sustainability and a long-term perspective, with a few carefully selected investments, low turnover and a focus on returns. This philosophy has guided us for many years with excellent results.

Successful foundation management requires more than asset management. Carnegie offers a comprehensive range of legal and administrative services for foundations. Our employees are experts in foundation management, with many years’ experience of civil law, tax law and the precedents established in this area. This guarantees quality, continuity and stability.